June 13, 2024


June 13, 2024


The term “finance” refers to financial activities that support the lives of individuals, businesses, and governments. Some of those activities include banking, borrowing, saving, and investing. Finance also refers to the study of money and financial tools that are part of a country’s financial system, The term loan refers to a type of credit vehicle in which a sum of money is lent to another party in exchange for future repayment of the value or principal amount. In many cases, the lender also adds interest and/or finance charges to the principal value which the borrower must repay in addition to the principal balance. Loans may be for a specific, one-time amount, or they may be available as an open-ended line of credit up to a specified limit. Loans come in many different forms including secured, unsecured, commercial, and personal loans.
Loans are advanced for a number of reasons including major purchases, investing, renovations, debt consolidation, and business ventures. Loans also help existing companies expand their operations. Loans allow for growth in the overall money supply in an economy and open up competition by lending to new businesses. The interest and fees from loans are a primary source of revenue for many banks, as well as some retailers through the use of credit facilities and credit cards.
A loan is when money is given to another party in exchange for repayment of the loan principal amount plus interest, loan terms are agreed to by each party before any money is advanced, a loan may be secured by collateral such as a mortgage or it may be unsecured such as a credit card, revolving loans or lines can be spent, repaid, and spent again, while term loans are fixed-rate, fixed-payment loans.
As BIJOCAP Finvest we are offering core services to customer are
Home Finance,
Personal Finanace,
Business Finance and
Motor Finanace.

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